A new report from Insurance Bureau of Canada (IBC), The State of the Flood Insurance Market in Canada, examines how dramatically the country’s flood insurance market has evolved, and why insurance alone cannot solve Canada’s growing flood problem. Let's talk about it.

When you’re on a job site, welding, cutting, or grinding is just part of the work. these everyday activities can trigger one of the most commonly overlooked clauses in a commercial insurance policy. Let's talk about it.

What often gets overlooked are the fine-print exclusions. Yet these provisions can significantly affect your ability to operate. Let's talk about Sanction Limitations and Exclusions.

Running a business today means navigating a growing list of risks that extend far beyond property damage and liability claims. Let's talk about it.

In plain language, if your business is accused of sending messages—such as emails, texts, faxes, or even direct mail—without proper consent, your insurance will not step in to cover legal costs, settlements, or damages related to that claim. Let's talk about Unsolicited Communication Exclusion.

One of the most costly scenarios in construction is when a hidden defect in materials or workmanship forces contractors to remove part of a completed structure to access and repair the issue. Let's talk about Rip and Tear Insurance Coverage.

While subcontractors can bring valuable skills and efficiency, they also bring a level of risk. Because of that many insurance companies add a contractors and subcontractors warranty. Let's talk about it.

From the very beginning of the insurance industry, fire has been the core peril that property policies were built to protect against. In fact, the earliest forms of property insurance in the modern world were called fire insurance policies, dating back to the 17th century. Let's talk about it.