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Understand the Endorsements

Why Property Insurance Policies List Water Damage, Earthquake, and Flood—But Not Fire
Jenny Holly Hansen   -   Jul 10, 2026 Why Property Insurance Policies List Water Damage, Earthquake, and Flood—But Not Fire

From the very beginning of the insurance industry, fire has been the core peril that property policies were built to protect against. In fact, the earliest forms of property insurance in the modern world were called fire insurance policies, dating back to the 17th century. Let's talk about it.

by George Moen
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Jenny Holly Hansen   -   Jul 10, 2026 Why Property Insurance Policies List Water Damage, Earthquake, and Flood—But Not Fire
Why Property Insurance Policies List Water Damage, Earthquake, and Flood—But Not Fire

From the very beginning of the insurance industry, fire has been the core peril that property policies were built to protect against. In fact, the earliest forms of property insurance in the modern world were called fire insurance policies, dating back to the 17th century. Let's talk about it.

by George Moen
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