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Jenny Holly Hansen   -   Jul 06, 2026 Understanding the PFAS Exclusion: What It Means for Business Insurance Policies
Understanding the PFAS Exclusion: What It Means for Business Insurance Policies

Companies are facing lawsuits alleging PFAS contamination of soil, water, and air. Cleanup costs can reaching hundreds of millions of dollars. In response, insurers have begun to limit their exposure by introducing PFAS exclusions in various liability policies. Let's talk about it.

Jenny Holly Hansen   -   Jul 05, 2026 Understanding Hold Harmless and Waiver of Subrogation Clauses in Business Insurance; What Business Owners Need to Know Before Signing
Understanding Hold Harmless and Waiver of Subrogation Clauses in Business Insurance; What Business Owners Need to Know Before Signing

Hold Harmless and Waiver of Subrogation carry important legal and financial consequences that every business owner should fully understand. Let's talk about it.

Understanding Personal Injury and Advertising Injury Coverage in Business Insurance
Jenny Holly Hansen   -   Jul 07, 2026 Understanding Personal Injury and Advertising Injury Coverage in Business Insurance

Personal Injury and Advertising Injury coverage responds when your business is accused of causing harm through things like libel, slander, invasion of privacy, copyright infringement, or misleading advertising. Let's talk about it.

by Jenny Holly Hansen
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Jenny Holly Hansen   -   Jul 07, 2026 Understanding Personal Injury and Advertising Injury Coverage in Business Insurance
Understanding Personal Injury and Advertising Injury Coverage in Business Insurance

Personal Injury and Advertising Injury coverage responds when your business is accused of causing harm through things like libel, slander, invasion of privacy, copyright infringement, or misleading advertising. Let's talk about it.

by Jenny Holly Hansen
Jenny Holly Hansen   -   Jul 06, 2026 Understanding the PFAS Exclusion: What It Means for Business Insurance Policies
Understanding the PFAS Exclusion: What It Means for Business Insurance Policies

Companies are facing lawsuits alleging PFAS contamination of soil, water, and air. Cleanup costs can reaching hundreds of millions of dollars. In response, insurers have begun to limit their exposure by introducing PFAS exclusions in various liability policies. Let's talk about it.

by Jenny Holly Hansen
Jenny Holly Hansen   -   Jul 05, 2026 Understanding Hold Harmless and Waiver of Subrogation Clauses in Business Insurance; What Business Owners Need to Know Before Signing
Understanding Hold Harmless and Waiver of Subrogation Clauses in Business Insurance; What Business Owners Need to Know Before Signing

Hold Harmless and Waiver of Subrogation carry important legal and financial consequences that every business owner should fully understand. Let's talk about it.

by Jenny Holly Hansen
Jenny Holly Hansen   -   Jul 04, 2026 Community, Creativity, and Conscious Living: Quadra Island Thrift Opened Its Doors May 17, 2025
Community, Creativity, and Conscious Living: Quadra Island Thrift Opened Its Doors May 17, 2025

On Saturday, May 17th, 2025 Quadra Island Thrift officially opened its doors — not just as a place to shop, but as a vibrant community space where sustainability, creativity, and local connection meet. Let's talk about it.

by Jenny Holly Hansen
Jenny Holly Hansen   -   Jul 03, 2026 Understanding the Pollution Exclusion in Business Insurance
Understanding the Pollution Exclusion in Business Insurance

Pollution Exclusion removes coverage for cleanup costs due to the release or escape of pollutants including substances like chemicals, waste materials, mould, and even common substances like oil or refrigerants.

by Jenny Holly Hansen
Jenny Holly Hansen   -   Jul 02, 2026 Understanding the Abuse Exclusion in Insurance Policies: What It Means for Businesses Working with Children
Understanding the Abuse Exclusion in Insurance Policies: What It Means for Businesses Working with Children

As a daycare, youth sports league, after-school program, or summer camp - you’re entrusted with the safety and well-being of young people. Are you covered should a claim of abuse arise? Let's talk about it.

by Jenny Holly Hansen
Jenny Holly Hansen   -   Jun 30, 2026 Understanding the Contractual Liability Endorsement: What Every Business Owner Needs to Know
Understanding the Contractual Liability Endorsement: What Every Business Owner Needs to Know

If your business relies on vendor agreements, leases, service contracts, or subcontractors, Contractual Liability Endorsement can determine what happens when your business assumes liability through a contract. Let's talk about it.

by Jenny Holly Hansen
Jenny Holly Hansen   -   Jun 29, 2026 Understanding the Communicable Disease Exclusion: What Business Owners Need to Know
Understanding the Communicable Disease Exclusion: What Business Owners Need to Know

The Communicable Disease Exclusion Clause significantly alters the way coverage applies to businesses in the event of disease transmission claims, and understanding its implications is crucial for risk management. Let's talk about it.

by Jenny Holly Hansen
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